US Tax Calculators
Senior Tax Deduction Calculator
Estimate the new $6,000 bonus deduction for taxpayers age 65 and older, on top of the regular standard deduction.
This is a rough estimate for education, not tax advice. This is on top of, not instead of, the regular standard deduction and the existing additional standard deduction for age 65+. Nothing you type is sent anywhere.
How the senior deduction works
The OBBBA adds a new above-the-line "senior bonus" deduction of $6,000 per qualifying spouse age 65 or older (so up to $12,000 for a married couple where both spouses qualify), for tax years 2025 through 2028. It applies whether you take the standard deduction or itemize, and it stacks on top of the regular standard deduction and the existing extra standard deduction amount for being 65+. The deduction is reduced by 6 cents for every dollar of MAGI above $75,000 (single, head of household) or $150,000 (married filing jointly), fully phased out $100,000 above the threshold.
Frequently asked questions
Do I need a valid Social Security number?
Yes, both the taxpayer (and spouse, if claiming for two) generally need a valid Social Security number to qualify.
Is this instead of the existing age-65 standard deduction add-on?
No, it is in addition to it. Seniors already got a slightly higher standard deduction before this law; this new $6,000 stacks on top.
How do I claim it?
It is calculated on the new IRS Schedule 1-A and carried to your Form 1040. Most tax software will apply it automatically once you enter your birth date.
Related: the quarterly tax estimator and the RMD calculator.